- 1 Moving to Italy from UK: The Ultimate Guide for UK Expats
- 2 Why Move to Italy from UK? Lifestyle & Benefits for UK Expats
- 3 How Easy Is It to Move to Italy from UK?
- 4 Challenges for UK Nationals Moving to Italy
- 5 How to Move to Italy from UK: Step-by-Step Guide
- 6 Visa & Residency Options for UK Citizens Moving to Italy
- 7 Healthcare in Italy for UK Nationals
- 8 Schools in Italy for UK Families
- 9 Living in Italy: Lifestyle, Climate & Safety
- 10 Cost of Living in Italy for UK Expats
- 11 Best Places to Live in Italy
- 12 Buying Property in Italy: The Complete Guide for UK Expats
- 13 Getting a Mortgage in Italy as a UK Expat
- 14 Taxes in Italy: Essential Guide for UK Expats
- 15 Becoming an Italian Tax Resident
- 16 Retirement in Italy for UK Nationals
- 17 Financial & Wealth Management for UK Expats in Italy
- 18 Currency Exchange in Italy for UK Expats
- 19 Hot off the Press: Italy’s Latest Fiscal & Residency Reforms (2025)
- 20 Why Choose Advice for Expats?
- 21 Frequently Asked Questions (FAQ): About Moving to Italy from UK
- 22 People Also Ask (PAA): About Moving to Italy from UK
- 23 Secure Your Financial Future in Italy
Moving to Italy from UK: The Ultimate Guide for UK Expats
Are you moving to Italy from UK and wondering what life will look like as a UK expat? Every year, thousands of British expats and UK nationals relocate to Italy for its Mediterranean lifestyle. Whether you are seeking better weather, a lower cost of living or an enriching cultural change, living in Italy delivers both opportunity and fulfilment.
Why UK Expats Are Choosing Italy
For UK citizens, Italy offers more than just beauty—it offers balance. Accessible visa routes like the Investor Visa and Elective Residence Visa make relocation straightforward, while Italy’s high-quality healthcare, rich cultural heritage and sunny climate make it ideal for British expats seeking a healthier and more affordable lifestyle.
What This Ultimate Guide Covers
This comprehensive moving to Italy from UK guide walks you through every step—visa selection, tax structures fiscal residency, healthcare, property, and retirement planning. You will also learn how to adapt socially, compare regional living costs and optimise your finances as a UK expat.
Gold-Plated Relocation & Financial Planning for UK Nationals
At Advice for Expats, we specialise in gold-plated relocation and financial planning advice for UK nationals. From obtaining visas to managing pensions, our regulated professional advisors streamline every detail. You benefit from proactive, expert-led guidance designed to protect your assets and ensure full compliance under Italian law.
Learn more about our Global Mobility for UK Expats services.
Review the official Gov.uk – Living in Italy advice for UK citizens.
Make your Italian move seamless from visas to fiscal residency. Get expert-led, end-to-end relocation planning guidance today. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Why Move to Italy from UK? Lifestyle & Benefits for UK Expats
British nationals and Brits abroad consistently rank living in Italy among the most rewarding decisions for lifestyle, health and finance.
Mediterranean Lifestyle & Cultural Heritage
From Roman history to Tuscan vineyards, UK nationals find Italy’s authenticity irresistible. The Mediterranean diet, open-air living and community spirit transform daily routines for British expats, improving overall wellbeing and work-life balance.
Quality of Life & Cost Benefits
Italy’s affordable property market, reasonable taxes and locally produced food allow UK expats to live comfortably on lower budgets. Many regions—especially in the south—offer exceptional quality of life without the expense of London or the Home Counties.
Connectivity, Safety & Healthcare Strengths
Italy boasts advanced infrastructure, frequent flights to the UK and a reputation for safety in Italy that reassures newcomers. Its universal healthcare system (SSN) provides affordable, high-quality care for all residents, a major advantage for British nationals settling long-term.
Why UK Expats Thrive in Italy’s Slower Pace
Leaving the UK’s fast-paced lifestyle behind allows UK citizens to rediscover balance—long lunches, outdoor living and meaningful social interaction. This rhythm improves health, finances and family life, making living in Italy an attractive long-term option.
Compare Mediterranean lifestyles in our Living in Spain guide.
Review national data from ISTAT – Well-being & Quality of Life Indicators.
Experience Italy’s lifestyle with clarity and confidence—plan every detail with relocation experts who understand UK nationals. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Thinking About Moving to Italy from the UK?
If you have ever imagined living amid sun-soaked piazzas, sipping espresso by the coast or immersing yourself in centuries of art and culture — Italy offers a lifestyle that few other countries can match.
Watch our short video below for an inside look at what life in Italy is really like for UK nationals — from the first steps of relocation to settling into a new home and community.
Before you start your journey, visit our Leaving the UK guide for essential pre-move steps including tax, pensions and residency planning.
For inspiration, explore Italy’s Official Tourism Portal to discover the country’s unique regions, cuisine and cultural highlights that make living in Italy so appealing for UK expats and British nationals.
See why thousands of UK citizens are choosing to move to Italy for better quality of life, lower living costs and enhanced financial freedom.
Ready to turn inspiration into action? Contact us today to start planning your move with expert guidance every step of the way. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
How Easy Is It to Move to Italy from UK?
Moving to Italy from the UK is relatively straightforward, but it does require careful planning and documentation. Since Brexit, UK nationals are considered non-EU citizens, meaning most long-term stays require a visa or residence permit. Fortunately, Italy remains one of the more welcoming destinations for British expats, offering a range of relocation pathways that cater to retirees, professionals and entrepreneurs.
Once you have chosen where to live and secured the appropriate visa, you can register your residency with your local municipality and open essential accounts like utilities and banking. Many UK nationals find the process manageable when guided by an experienced relocation or financial adviser familiar with Italy’s administrative systems.
Read our detailed Moving Abroad from UK Guide for step-by-step preparation tips.
Ready to simplify your move to Italy? Contact us today for expert guidance and tailored relocation support. Tel: +44 208 058 8937 or Email connect@adviceforexpats.com
Challenges for UK Nationals Moving to Italy
Relocating to Italy brings immense rewards — but also a few practical challenges worth anticipating. The most common difficulties for UK expats include navigating Italy’s bureaucratic procedures, understanding tax obligations and managing language barriers in everyday tasks.
Italian public offices can move at a slower administrative pace than in the UK and much of the official paperwork is still conducted in Italian. Securing the right professional advice can make these processes smoother and prevent costly delays.
According to the European Commission’s Quality of Life Index, Italy scores highly for cultural richness and safety but lower for administrative efficiency — meaning preparation and patience are key.
Discover how relocation differs across Southern Europe in our Relocating to Portugal from UK guide for a broader view of Mediterranean lifestyle options.
You can also review international governance metrics in the OECD – Government at a Glance Italy 2023 report.
Plan ahead, stay organised, and you will transition to Italian life with confidence. Tel: +44 208 058 8937 or Email connect@adviceforexpats.com
How to Move to Italy from UK: Step-by-Step Guide
Relocating successfully involves breaking the process down into clear, manageable stages. Here’s a simplified six-step framework to help UK nationals move to Italy with ease:
Step 1: Research and Planning
Decide where you want to live, assess cost of living difference, and confirm the type of visa or residence permit required for your intended stay.
Start by booking a Residency Consultation to outline your relocation goals and timeline.
Step 2: Secure Your Visa
Apply for the appropriate visa through the Italian consulate in the UK. Each visa has its own eligibility criteria and documentation requirements.
Step 3: Prepare Financially
Open an Italian bank account, arrange your pension or income transfers and plan for healthcare coverage and tax residency changes.
Learn more about Financial Planning for UK Expats.
Step 4: Find Accommodation
Secure rental housing or purchase a property before applying for residency. Ensure all contracts comply with local regulations.
For further information visit our Real Estate for UK Expats webpage.
Step 5: Relocate and Register
After arrival, register your residence with the local comune (town hall) within eight days and submit your documents to confirm your legal stay.
Step 6: Settle In and Integrate
Familiarise yourself with the local community, healthcare system, and essential services. Learning basic Italian will help you adapt faster and feel at home.
Explore tailored Insurance for UK Expats.
Visit the Ministry of Interior – Permesso di Soggiorno for detailed residency guidance.
Ready to begin your Italian relocation journey? Contact us today to receive tailored, step-by-step support from trusted expat specialists. Tel: +44 208 058 8937 or Email connect@adviceforexpats.com
Visa & Residency Options for UK Citizens Moving to Italy
Since Brexit, UK nationals now require a visa to live in Italy for more than 90 days. The good news is that Italy offers several attractive residency options designed to suit retirees, investors, professionals and remote workers. Below is a complete overview of the most popular Italian residency visas for British citizens.
Elective Residence Visa (ERV)
Often referred to as the Italy Retirement Visa, this option is ideal for retirees or individuals with a steady income from pensions, savings or investments. The Elective Residence Visa Italy allows long-term residence without employment, provided you can show financial self-sufficiency and private health insurance. It’s one of the most common routes to residency in Italy for UK citizens.
Italy Investor Visa (Golden Visa Italy)
Also known as the Golden Visa for Italy, this program grants residency to investors who commit capital to government bonds, Italian companies or philanthropic causes.
Minimum investment levels include:
- €250,000 in innovative startups.
- €500,000 in an Italian limited company.
- €1 million in philanthropic projects.
- €2 million in Italian government bonds.
The Italy Golden Visa provides a renewable two-year residence permit and a clear path to Italian permanent residence after five years.
Work Visa (Subordinate or Self-Employed)
This category covers both employees and entrepreneurs who wish to work or establish a business in Italy. Applicants must have a valid job offer or a registered business before applying. Work permits fall under the Decreto Flussi quota system, which regulates how many non-EU citizens can enter for employment each year. Successful applicants can transition from a temporary work visa to Italian long-term residence with continuous stay.
Digital Nomad Visa Italy
Recently introduced, the Italy digital nomad visa caters to remote workers and freelancers who earn their income from abroad. Applicants must demonstrate a minimum income (typically around €28,000 per year), valid accommodation and comprehensive health insurance. This is quickly becoming one of the most flexible Italy residence permit options for UK citizens seeking mobility and tax efficiency.
Once your visa is approved, you must apply for a Permesso di Soggiorno (Italian residence permit) at the local Questura within eight days of arrival. This document confirms your legal right to live in Italy. After five years of continuous residence, UK nationals may apply for long-term EU residence status or Italian permanent residency.
Need help choosing the right Italy residency visa or investment route? Contact us today for expert guidance on securing your Italian residence permit. Tel: +44 208 058 8937 or Email connect@adviceforexpats.com
Healthcare in Italy for UK Nationals
Italy provides a high standard of medical care through its national healthcare system — the Servizio Sanitario Nazionale (SSN) — which offers both public and private options.
UK nationals residing in Italy long-term can register with the SSN after obtaining residency status. Registration grants access to local doctors, hospital care and emergency services, usually at low or no cost. Contributions may vary based on income and visa type.
Visitors and short-term residents should maintain private health insurance until they are eligible for SSN registration. Many expats also choose to retain a private policy for faster access to specialists and English-speaking healthcare providers.
For official healthcare information, visit the Ministero della Salute – Servizio Sanitario Nazionale.
Plan your move with confidence — we’ll help you secure comprehensive healthcare coverage in Italy. Tel: +44 208 058 8937 or Email connect@adviceforexpats.com
Schools in Italy for UK Families
Families relocating to Italy will find a diverse choice of education options, ranging from free public schools to prestigious international institutions.
Public Schools are taught in Italian and follow the national curriculum. They provide an excellent standard of education and are ideal for families seeking full cultural integration.
Private and International Schools teach in English or bilingual formats and often follow British, American or International Baccalaureate (IB) programs. These schools are found in major cities such as Rome, Milan, Florence and Turin.
Tuition fees for international schools typically range from €8,000 to €20,000 per year, depending on age group and curriculum.
Explore available options via the International Schools Database – Italy to compare institutions by location, language and fees.
Need help selecting the right school for your family? Our team can guide you through enrolment and relocation logistics. Tel: +44 208 058 8937 or Email connect@adviceforexpats.com
Living in Italy: Lifestyle, Climate & Safety
Living in Italy offers UK expats a unique balance of culture, community and comfort. From the snow-capped Alps to the sun-soaked Mediterranean, life in Italy blends history, food and family values in a way few countries can match.
The Italian Lifestyle
The Italian lifestyle revolves around connection — family meals, local festivals and outdoor cafés form the heart of daily life. For UK nationals moving to Italy, this slower rhythm often leads to a more fulfilling and stress-free existence.
Expats appreciate how living in Italy as a UK citizen offers access to quality healthcare, excellent transport links and an active social life, particularly in regions like Tuscany, Lombardy and Lazio.
Compare Mediterranean lifestyles in our Living in Gibraltar guide to see how southern Europe contrasts with Italy.
Climate in Italy
The climate in Italy varies by region. Northern Italy has cold winters and warm summers, while the southern coast enjoys over 300 sunny days a year. This diverse climate allows UK expats to choose between skiing in the Alps or relaxing by the Amalfi Coast — one of the many reasons UK citizens love living in Italy.
Safety in Italy and Quality of Life
According to the Numbeo Safety Index by Country Italy ranks among the safest countries in Southern Europe. Crime rates remain moderate to low across most regions and violent crime is rare. Smaller towns, particularly in Tuscany, Umbria and Puglia, are known for their community spirit and peace of mind.
According to the Italy Global Peace Index, the country ranks among the world’s more peaceful nations.
Recent data from Numbeo – Crime in Italy confirms that the Italy crime rate remains relatively low.
A Balanced Way of Life
Overall, life in Italy for UK expats combines affordable living, excellent food and a strong sense of belonging.
Get official travel and safety updates from the UK FCDO Travel Advice – Italy.
Settle into Italian life faster — we’ll connect you with trusted local networks, relocation experts, and community resources tailored for UK nationals moving to Italy. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Cost of Living in Italy for UK Expats
The cost of living in Italy is one of the main reasons so many British nationals relocate. Everyday expenses are significantly lower than in the UK, especially outside major cities such as Rome and Milan.
Monthly Living Costs in Italy
A one-bedroom apartment in a mid-sized city like Bologna or Bari costs between €600 and €900 per month, while utilities average around €150. Groceries, local transport and healthcare remain affordable and the Italy living costs for dining out and fresh produce are among Europe’s best value.
Regional Differences
Northern hubs such as Milan and Florence are more expensive, while southern regions like Sicily, Calabria and Puglia offer the lowest cost of living in Italy. Rural areas provide even better value for retirees and remote workers who no longer need to live near a business centre.
Everyday Savings for UK Citizens
Compared to London, most expats find their Italy living expenses are 20–30% lower. Affordable property prices and public healthcare access help stretch budgets further.
| Expense Category | Italy (€) | UK (£) | Notes |
|---|---|---|---|
| Rent – 1 bed city centre | €900 | £1,400 | Rome or Milan cheaper than London by ~30% |
| Utilities (monthly) | €180 | £200 | Similar costs; slightly lower in Italy |
| Groceries (monthly) | €300 | £350 | Fresh food and produce more affordable |
| Public Transport (pass) | €45 | £90 | Major savings for commuters |
| Dining Out (meal for 2) | €50 | £70 | Dining culture excellent value |
| Healthcare (private insurance) | €120 | £250 | Private plans significantly cheaper |
| Average Salary (net) | €1,700 | £2,900 | Lower in Italy but balanced by costs |
Compare UK and Italy living costs with the Numbeo Comparison Tool.
Optimise your cost of living abroad — plan smarter, spend efficiently and enjoy financial peace of mind in Italy with tailored relocation and budgeting advice for UK nationals. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Best Places to Live in Italy
Finding the best places to live in Italy depends on lifestyle, work and family goals. Each region has a distinct character — from the vibrant cities of the north to the relaxed southern coastlines.

Tuscany: Heritage & Tranquillity
Home to Florence and Siena, Tuscany offers scenic countryside, fine wine and a slower pace of life. Ideal for retirees and families seeking authentic Italian culture.

Milan: Dynamic & Cosmopolitan
Italy’s financial capital, Milan attracts professionals, entrepreneurs and digital nomads. It combines modern living, world-class shopping and high salaries — perfect for career-focused expats.

Rome: Culture & Connectivity
As Italy’s capital, Rome blends ancient history with modern convenience. The city’s strong expat network and diverse neighbourhoods make it one of the best places to live in Italy for UK professionals and families alike.

Lake Como: Luxury & Lifestyle
Surrounded by mountains and elegant villas, Lake Como is famous for luxury property, privacy and exceptional scenery. It’s popular among high-net-worth expats and second-home buyers.

Puglia: Affordability & Charm
With crystal-clear waters, olive groves and baroque towns, Puglia combines affordability with beauty. It’s a rising destination for British retirees living in Italy seeking coastal living without high costs.
Choosing the Right Region
Whether you prefer urban sophistication or seaside calm, our experts can help you decide where to live in Italy based on your lifestyle and goals.
We will help you identify the best place to live in Italy — balancing cost of living, climate and community — so you can relocate with total confidence and local insight. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Buying Property in Italy: The Complete Guide for UK Expats
Buying property in Italy is straightforward when guided by trusted professionals. UK citizens can purchase homes freely, whether for relocation, investment or retirement.
Step 1: Engage a Notary
Every property transaction in Italy must involve a notary. The notary (notaio) verifies ownership, ensures taxes are paid, and guarantees compliance with Italian law.
Step 2: Preliminary Contract (Compromesso)
The Compromesso formalises the sale agreement between buyer and seller. It typically involves a 10% deposit, outlining the final price and completion date.
Step 3: Final Deed of Sale (Rogito)
The Rogito finalises the sale in front of the notary. Once signed, ownership is registered with the Agenzia delle Entrate (Italian Revenue Agency).
Property Taxes in Italy
Typical taxes when buying property in Italy include:
- 2–9% registration tax (depending on property type and residency.)
- 22% VAT on new developments.
- Annual IMU property tax on second homes.
Official Resources
For accurate and up-to-date guidance, refer to:
Visit the Agenzia delle Entrate – Property Tax for the official Italian government source on registration, VAT and capital gains.
Visit the Istat – Italian National Institute of Statistics for official housing-market and economic statistics.
Visit the Notariato – Consiglio Nazionale del Notariato for a directory of Italian notaries and guidance on property transfers.
Property Ownership for UK Expats
UK citizens buying property in Italy enjoy the same legal protections as EU buyers, thanks to reciprocal ownership agreements.
Ready to buy your dream home in Italy? Contact us for expert legal, tax and financial advice before you sign. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Getting a Mortgage in Italy as a UK Expat
Securing a mortgage in Italy is achievable for UK expats through both local and international lenders. Competitive Italy home loans are available for non-residents purchasing holiday or investment properties. Understanding bank criteria, documentation and approval timelines will help you navigate the process and avoid delays when you buy property in Italy.
Mortgage Options for Non-Residents
Italian banks offer fixed, variable or mixed-rate expat mortgages in Italy. Typically, non-residents can borrow up to 60% of the property value, with high-income applicants occasionally qualifying for 70%.
Most mortgages in Italy are denominated in euros, with repayment terms ranging from 10 to 25 years. Working with a bilingual mortgage broker ensures correct translation of contracts and access to better terms.
For official lending data and regulatory updates, visit, the Bank of Italy – Mortgage Lending Data
LTV Ratios & Bank Criteria
Loan-to-Value (LTV) ratios depend on income stability, credit history and residency status. Banks assess affordability carefully, typically keeping debt obligations below 30% of gross income. Many UK expats also obtain cross-border mortgages for Italy through trusted international brokers connected to UK financial institutions.
Review borrower protection rules at the European Central Bank – Consumer Credit Regulation
Required Documents & Approval Timeline
Applicants must submit proof of income, tax returns, recent bank statements, ID or passport and full property details. Approval for mortgages in Italy generally takes four to eight weeks, depending on property valuation and legal checks. Early engagement with a mortgage adviser helps align financing with your Italy property purchase.
For official tax details, visit the Agenzia delle Entrate – Property Tax for taxation on registered and financed property purchases.
Access competitive mortgage rates via trusted Italian lenders. Our advisers coordinate applications, valuation, and legal reviews — making your dream of owning property in Italy fast, affordable and stress-free. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Taxes in Italy: Essential Guide for UK Expats
Navigating taxes in Italy is essential for UK expats seeking to optimise their finances. From income tax in Italy to capital gains, inheritance tax and special regimes, understanding the system will help you manage compliance and reduce your tax burden.
Income Tax in Italy (IRPEF)
Italy’s main tax on personal income, IRPEF, applies progressively between 23% and 43%, plus regional and municipal surcharges. Deductions, allowances, and INPS social contributions can reduce taxable income.
The Flat Tax Regime for HNWIs
Italy’s flat tax regime for high-net-worth individuals allows new tax residents to pay a single €200,000 annual tax on foreign-sourced income, exempting it from standard IRPEF and wealth tax obligations.
7% Flat Tax Regime for Foreign Pensioners
Retirees transferring their UK pensions to Italy can benefit from a 7% flat tax rate for up to 15 years, available in qualifying southern regions. This incentive makes retiring in Italy one of the most tax-efficient options in Europe.
Impatriate Tax Regime for Workers
The Impatriate Regime offers employees relocating to Italy a 70–90% income exemption for up to ten years. It’s an effective Italy tax incentive for professionals and entrepreneurs moving from the UK.
Professors & Researchers Regime
Academic professionals can access a 90% exemption on employment income for six years — one of Italy’s most generous fiscal incentives for research specialists.
Property, Capital Gains & Inheritance Taxes
Capital Gains Tax Italy: Applies to property or investment gains, with exemptions for long-term holdings.
Inheritance Tax Italy: Rates vary by kinship; close relatives pay the lowest rates.
Property Taxes in Italy: Annual IMU and TASI may apply depending on residency and property type.
UK–Italy Double Taxation Treaty
The UK–Italy double tax treaty prevents double taxation on income, dividends and pensions, allowing credits or exemptions for most cross-border earnings.
Optimising Your Fiscal Position
- Use the 7% pensioner flat tax for simple, predictable taxation.
- Consider the Impatriate Regime to exempt most employment income.
- Structure investments to minimise capital gains and inheritance tax in Italy.
Learn more via our Tax Planning for UK Expats service.
Review official rates and rules at Agenzia delle Entrate – Personal Income Tax (IRPEF).
For more details, please use the ‘Italy Tax Calculator’ below:
Minimise tax and maximise tax efficiency with tailored planning for UK expats in Italy. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Becoming an Italian Tax Resident
You are generally an Italian tax resident if you spend more than 183 days in the country per year or if your centre of vital interests (family or economic ties) is in Italy. Residents are taxed on global income; non-residents only on Italian-sourced income.
Fiscal Residency vs Non-Resident Status
Non-residents in Italy pay tax only on income derived within Italy — for example, rental or employment earnings. Once you establish residency, you enter full Italian tax obligations under IRPEF, regional and municipal rules.
Practical Steps to Establish Residency
- Register your address with the local Anagrafe (municipal registry)
- Secure a permesso di soggiorno (residence permit)
- Obtain a Codice Fiscale and register with Agenzia delle Entrate
- File your first Italian tax return using REDDITI PF or Modello 730 depending on your income types
Establish your Italian tax residency confidently. Our experts ensure full compliance, tax efficiency, and peace of mind throughout your relocation. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Retirement in Italy for UK Nationals
Planning your retirement in Italy combines lifestyle, culture, and financial benefits. Affordable property, world-class healthcare, and low taxation make Italy a top destination for UK retirees.
Why Italy Appeals to UK Retirees
Retirement in Italy offers sunshine, a strong British expat community and outstanding value. The cost of living is around 30% lower than the UK, while healthcare, infrastructure and safety remain high-quality. The Elective Residence Visa Italy enables retirees with stable income to settle permanently without employment, and many regions have vibrant English-speaking communities.
Pension Transfers & 7% Tax Regime
Italy’s 7% flat tax regime allows qualifying retirees to pay only 7% on foreign pension income for up to 15 years — one of Europe’s most generous tax incentives. Combining this with QROPS or International SIPPs ensures control, flexibility and compliance with UK–Italy tax rules.
Healthcare & Lifestyle for Retirees
Italy’s Servizio Sanitario Nazionale (SSN) provides universal healthcare at low cost, with optional private coverage offering faster access. Retirees enjoy a relaxed rhythm of life, warm climate, and rich cultural scene — from seaside walks to café conversations and village festivals.
Reference official guidance from Ministero della Salute: SSN portal.
Plan your retirement in Italy with integrated pension, tax and residency advice from trusted cross-border specialists. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Financial & Wealth Management for UK Expats in Italy
Effective wealth management in Italy is essential for UK expats to protect, grow and transfer assets efficiently while living abroad. Italy’s complex tax and reporting rules require professional planning to ensure full compliance.
Managing Investments & Pensions Abroad
Once you are a tax resident, Italy taxes global income — including dividends, interest and capital gains. Using regulated offshore bonds, QROPS or international pension plans can optimise returns and reduce taxation.
Independent financial advisers help consolidate assets and maintain tax compliance under both UK and Italian law.
Succession & Inheritance Planning
Italian inheritance law follows forced heirship, limiting how estates can be distributed. Proper estate planning in Italy uses compliant tools such as trusts or life assurance wrappers to protect your assets and heirs.
Structured cross-border tax planning can reduce exposure to Italian and UK inheritance taxes while maintaining control over your legacy.
Relationship-Driven Advisory for UK Nationals
At Advice for Expats, we provide regulated, transparent advice tailored to your residency status and financial objectives. We specialise in long-term wealth management for UK expats in Italy, ensuring you achieve sustainable growth and succession security.
Protect your wealth with structured, tax compliant strategies designed for UK nationals in Italy. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Currency Exchange in Italy for UK Expats
Managing currency exchange in Italy is vital for UK expats transferring pensions, salaries or property funds. Exchange rate fluctuations between the pound and euro can significantly affect your spending power.
Reducing FX Costs When Relocating
Large conversions for property purchases or pension transfers often incur high bank fees. Using a specialist currency exchange provider ensures transparency, lower costs and better rates. Regular transfer plans and forward contracts can lock in rates, protecting against volatility during your relocation.
Learn more in our full guide on Currency Exchange for UK Expats.
Hot off the Press: Italy’s Latest Fiscal & Residency Reforms (2025)
Italy continues to modernise its fiscal framework, introducing reforms that reshape Italian fiscal residency opportunities for UK expats. The 2025 budget focuses on attracting international talent, retirees and entrepreneurs while strengthening transparency and compliance.
Key Reforms to Watch
The Italy Golden Visa (Investor Visa) framework has been tweaked: new investment categories added (green energy, tech), making it more flexible for international investors.
The flat tax regime for UHNWI (set at €200,000) is reaffirmed — but the 7 % tax regime for foreign pensioners remains one of the most compelling offers for retirees relocating from the UK.
Digital nomad visa rules are being expanded: now renewable up to 2 years with streamlined procedures.
The Impatriate Tax Regime has been extended: foreign workers relocating to Italy may now receive up to 70 % exemption on income for five years, further incentivising professional relocation to Italy.
Why Choose Advice for Expats?
Choosing Advice for Expats means gaining access to dedicated expertise built exclusively for UK nationals relocating to Italy. Our team provides integrated financial solutions covering every stage of your move — from tax planning and residency to property acquisition and long-term investment management.
We understand the complexities of moving to Italy from the UK, including dual tax obligations, wealth transfer and the legal aspects of establishing Italian residency.
At Advice for Expats, we confidently provide:
Expert financial advice tailored specifically for UK nationals relocating to Italy.
Comprehensive support throughout your visa and residency application process, including assistance with buying property in Italy and establishing Italian residence permits.
Personalised wealth management solutions aligned with your unique financial goals, designed to protect and grow your assets efficiently.
Seamless transitions facilitated by our in-depth knowledge of fiscal, legal and regulatory frameworks in both the UK and Italy.
By partnering with Advice for Expats, you gain reliable, proactive, and meticulous cross-border financial solutions crafted to ensure a smooth and successful relocation. We are not just advisers — we are your long-term partners in achieving financial independence and security abroad.
Experience expert expat services designed for UK nationals relocating to Italy. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Frequently Asked Questions (FAQ): About Moving to Italy from UK
For UK nationals moving to Italy, understanding visas, taxation and everyday logistics is essential for a smooth relocation. Below are the most frequently asked questions from British expats in Italy planning long-term residence.
Yes. UK citizens are now classed as non-EU nationals, meaning a visa is required for stays longer than 90 days. The most popular routes are the Elective Residence Visa, the Italy Golden Visa (Investor Visa), and the Italy Digital Nomad Visa — all of which lead to a renewable permesso di soggiorno (residence permit) and potential permanent residency in Italy.
Italy offers several residence pathways:
- Elective Residence Visa Italy: for retirees or financially independent applicants.
- Golden Visa for Italy: residency by investment starting from €250,000.
- Digital Nomad Visa Italy: for remote workers earning foreign income.
- Work Permit (Nulla Osta): for employed or self-employed professionals.
Each visa can lead to long-term residence and eventual citizenship once eligibility conditions are met.
Applicants must demonstrate a stable annual income of at least €31,000 for a single person or €38,000 for a couple, plus proof of accommodation and private healthcare coverage in Italy.
Under Italy’s 7% flat-tax regime for foreign pensioners, retirees settling in qualifying southern regions pay a flat 7% tax on overseas pension income for up to 15 years — one of the most attractive pension regimes in Europe.
Learn about pension optimisation in our International Pensions for UK Expats webpage.
When buying property in Italy, typical taxes include:
- Registration tax (2–9%) depending on residency and property type.
- Annual IMU property tax on second homes.
- Capital gains tax (26%) on resale within five years.
Primary residences and long-term holdings may qualify for reductions.
After 10 years of legal residence or 2 years if married to an Italian citizen, UK nationals can apply for Italian citizenship, gaining full EU mobility rights
Still have questions? Speak directly with a relocation and financial planning expert for UK expats in Italy. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
People Also Ask (PAA): About Moving to Italy from UK
These are additional questions frequently asked by those moving to Italy from UK.
Moving to Italy is straightforward with proper preparation. Understanding visa options, financial proof and the cost of living in Italy is key to a successful relocation.
Yes. The Italy digital nomad visa lets UK citizens live in Italy while working for foreign employers, provided they meet income and insurance requirements.
The cost of living in Italy is about 30–35% lower than in the UK, especially in southern cities such as Bari, Palermo and Lecce. Everyday expenses and housing are significantly more affordable.
To retire in Italy from the UK, you can apply for the Elective Residence Visa or Italy Retirement Visa. Combined with Italy’s 7% flat-tax regime for pensioners and universal healthcare, the country offers exceptional value and lifestyle quality.
Yes. The Italy Golden Visa — officially known as the Investor Visa for Italy — grants residency to UK nationals investing €250,000 or more in approved business or government projects.
Need expert help? Our specialists provide tailored support for visas, tax planning, property purchases and financial management for UK nationals moving to Italy. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com
Secure Your Financial Future in Italy
Moving to Italy from the UK is a life-changing opportunity — but it also requires clear financial and tax planning. At Advice for Expats, we specialise in cross-border strategies that protect your assets, optimise taxation and ensure financial stability for UK nationals relocating to Italy.
Our proactive team provides
- Tailored guidance for British expats establishing residence in Italy.
- Comprehensive financial planning covering pensions, taxes, and investments.
- Practical strategies to achieve long-term wealth preservation and peace of mind.
With regulated, transparent advice and personalised service, we ensure your move to Italy is financially secure from day one.
Take control of your financial future today. Tel: +44 208 058 8937 or Email: connect@adviceforexpats.com


